Privacy Policy

At Honey Bear Insurance, your privacy is important to us. This Privacy Policy explains what personal information we collect, how we use it, who we share it with, and your choices regarding your information. We are committed to protecting your personal data in accordance with applicable laws and carrier requirements.

1. Information We Collect

We may collect the following personal information when you use our services, request a quote, or contact us:

  • Full name

  • Date of birth

  • Address

  • Phone number

  • Email address

  • Social Security number (where required for insurance quotes or applications)

  • Driver’s license number and driving history

  • Insurance history and current coverage

  • Information about your vehicles or property

  • Employment and income information (if needed for underwriting)

  • Communication preferences, including SMS consent

2. How We Use Your Information

We use your personal information to:

  • Provide and manage insurance quotes, policies, and claims

  • Communicate with you about your policy, claims, and related services

  • Comply with legal, regulatory, and contractual obligations

  • Improve our services and customer experience

  • Respond to your inquiries and provide customer support

  • Send you relevant updates and information with your consent

3. Who We Share Your Information With

We may share your information with:

  • Licensed insurance carriers and underwriters for quoting and issuing policies

  • Third-party service providers who support our operations (e.g., CRM systems, IT providers)

  • Government agencies or regulators, when required by law

  • Our business partners, but only to provide services related to your insurance needs

SMS consent is not shared with third parties or affiliates for marketing purposes. We respect your communication preferences and will only use SMS to contact you directly as permitted.

4. Your Choices and Rights

You have the right to:

  • Review and update your personal information

  • Withdraw consent where processing is based on consent (e.g., marketing communications)

  • Request deletion of your information, subject to legal or contractual obligations

  • Opt-out of receiving marketing communications at any time

5. Data Security

We take appropriate measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. This includes using encryption, secure servers, and access controls.